[how to?]Concrete or sth similiar...

[cespenar]

How to do effect/texture like concrete on this wallpaper:

http://www.shadowness.com/exhibitions/urban%20tech_webdiod_wallpapers.jpg

and grungy text in down right corner??

[Koobi]

the concrete looks like an image
the text looks like normal text with a low opacity and a blending mode applied to its layer

i could be wrong about those two though

[monk]

it definately looks like a photo to me, agree on the text too (maybe they pasted the texture into the text and overlayed)